Industries — Fintech & payments
Payment processors, e-money issuers, wallets and remittance providers call the SafetyNet sanctions screening API from inside their own onboarding flow — one call, returning a result your sponsor bank and your regulator can both audit.
The problem
Volume arrives before headcount does. Every control has to work unattended, and still produce a file someone can read six months later.
Your sponsor bank or scheme partner is accountable for you, and reviews you on their schedule. They will ask to see the control, not hear about it — which lists, refreshed how often, reviewed by whom, and what happened to the alerts.
A campaign doubles applications overnight and the compliance team does not double with it. Anything that needs a human in the loop by default becomes a queue, and a queue of unresolved alerts is itself a finding.
Every extra second in onboarding costs conversion. Screening that runs as a separate step, in a separate tool, after the fact, is either slowing the funnel down or being skipped.
Where it sits
The same platform at every stage, so the audit trail is continuous instead of assembled from four tools after someone asks for it.
One call to the sanctions screening API from your onboarding service. Identity verified and the name screened before the account funds, with the applicant still inside your flow.
Results arrive separated by source and risk band, so clear cases clear themselves and only the files that need enhanced due diligence reach an analyst.
Everything that passes review becomes an entity in KYC::DB — members, ownership, documents, notes and audit trail in one place, with its own monitoring schedule.
Risk distribution, hits by source, top high-risk matches and scheduled report delivery — what a sponsor bank asks for annually and a board asks for quarterly.
The API
One request from your onboarding service screens the applicant and verifies their ID, and the response is ready for your decision logic before the account funds. Your existing customers are covered too: Bulk Upload rescreens over half a million records at once, and every approved customer moves onto continuous monitoring with alerts.
Each applicant is checked against 1,800+ global sanctions and PEP lists, with adverse media screening in eight languages, inside the request your onboarding flow already makes.
ID documents from over 200 countries are verified in the same flow, so screening and verification produce one result instead of two tools for your team to reconcile.
Matches from the sanctions screening API come back separated by source and risk band, each with the source behind the finding, so clear cases pass on their own and your sponsor bank can see why they passed.
Next
Everything SafetyNet does about each control is written down once, so it stays accurate. These pages are the same for every industry — this one is not. New to fintech KYC? Read our guide to KYC screening for fintech.
Eleven controls, each mapped to what SafetyNet does about it — screening, ownership, monitoring, refresh, records, access and redress — plus deployment, audit and retention.
See control coverageMost payments firms start on Developer — REST API access to SafetyNet EDD, so screening runs inside your onboarding service rather than beside it, with Bulk Upload for over half a million records and an API wizard to get the first call working.
Compare editionsJoin organizations worldwide using SafetyNet to meet KYC, AML and sanctions screening requirements with confidence, speed, and accuracy.
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